Life Insurance Awareness Month (Video Series)

This year for Life Insurance Awareness Month, the team at Alliance Benefit Solutions shared their own personal stories, anecdotes, and experiences with life…


Read More

2021 MLR Rebate Checks Recently Issued to Fully Insured Plans (Downloadable PDF)

As a reminder, insurance carriers are required to satisfy certain medical loss ratio (“MLR”) thresholds. This generally means that for every dollar of premium…


Read More

Medicare Part D Notification Requirements

Employers sponsoring a group health plan with prescription drug benefits are required to notify their Medicare-eligible participants and beneficiaries as to…


Read More

IRS Announces 2022 ACA Affordability Indexed Amount (Downloadable PDF)

The IRS recently announced in Revenue Procedure 2021- 36 that the Affordable Care Act (“ACA”) affordability indexed amount under the Employer Shared…


Read More

Some Transparency in Coverage and CAA Deadlines Delayed (Downloadable PDF)

On August 20, 2021, the Departments of Health and Human Services (“HHS”), Labor (“DOL”), and the Treasury (collectively called “the Departments”) jointly…


Read More

More Employers May Be Required to Electronically File Some IRS Forms (Downloadable PDF)

On July 23, 2021, the IRS issued proposed rules that would significantly expand the number of employers required to electronically file information returns…


Read More

HHS Extends Public Health Emergency until October 18, 2021 (Downloadable PDF)

On July 19, 2021, the Secretary of Health and Human Services (“HHS”), announced that the administration will renew the COVID-19 pandemic Public Health…


Read More

Additional Guidance Issued on the 2021 COBRA Subsidy (Downloadable PDF)

On July 26, 2021, the IRS released Notice 2021-46 providing additional guidance on the 2021 COBRA premium assistance (or “COBRA subsidy”). The 2021 COBRA…


Read More

ARPA Subsidy: New Notice Required for Small New Jersey Employers (Downloadable PDF)

The New Jersey Department of Banking and Insurance recently issued Bulletin No. 21-08, which establishes a new notice requirement for small employers of fully…


Read More

Request for Information on Pharmacy Transparency (Downloadable PDF)

The Consolidated Appropriations Act, 2021 (“CAA”) imposes new reporting requirements related to pharmacy benefits and prescription drug costs that apply to…


Read More

Supreme Court Dismisses Latest Challenge to the ACA (Downloadable PDF)

Background The “individual mandate” provision of the ACA as originally enacted in 2010 required most U.S. residents to obtain minimum essential health…


Read More

New Mandatory Preventive Items and Services – 2021 Updates (Downloadable PDF)

Most plans will be required to cover new preventive items and services beginning later this year, or in 2022 or 2023 (depending on the plan year),…


Read More

2021 PCOR Fee Filing Reminder for Self-Insured Plans (Downloadable PDF)

The Patient-Centered Outcomes Research (PCOR) fee filing deadline is August 2, 2021, for all self-funded medical plans and HRAs for plan years ending in…


Read More

Conducting a Pay Analysis

(Article originally authored by HR/Advantage Advisory, Powered by Clark Hill) According to Kenneth Eade, a lawyer and author, “In any negotiation, the one who…


Read More

IRS Provides Additional Guidance on the COBRA Subsidy – Downloadable PDF

On May 18, 2021, the IRS issued 86 FAQs regarding implementation of the 2021 COBRA premium assistance (or “COBRA subsidy”) and corresponding tax credit…


Read More

2022 Inflation Adjusted Amounts for HSAs – Downloadable PDF

The IRS released the inflation adjustments for health savings accounts (HSAs) and their accompanying high deductible health plans (HDHPs) effective for…


Read More

Annual Out-of-Pocket Maximum Adjustments Announced for 2022 – Downloadable PDF

On April 30, 2021, the Department of Health and Human Services (“HHS”) published its Annual Notice of Benefit and Payment Parameters for 2022. This…


Read More

Employers Encouraged to Provide PTO for Vaccinations – Downloadable PDF

On April 21, 2021, President Biden issued an announcement to encourage all employers to offer paid time off for employees to schedule vaccinations and…


Read More

Guidance Issued on MHPAEA Comparative Analysis Requirement – Downloadable PDF

As previously reported, the Consolidated Appropriations Act, 2021 (“CAA”) amends the Mental Health Parity and Addiction Equity Act of 2008 (“MHPAEA”) to…


Read More

Update on COVID-19 Vaccine and Vaccine Administration Cost – Downloadable PDF

Medicare has increased and simplified its payment rate for administration of the COVID-19 vaccine to $40 per dose. This change may impact group health…


Read More

COVID-19 PPE Now a Qualified Medical Expense – Downloadable PDF

On March 26, 2021, the IRS issued IRS Announcement 2021-7, which clarifies that amounts paid for certain personal protective equipment (“COVID-19 PPE”) used…


Read More

Conducting a Human Resource Assessment

(Article originally authored by HR/Advantage Advisory, Powered by Clark Hill) A regular review of your human resource operations is imperative in order to keep…


Read More

New COBRA Subsidy – Downloadable PDF

Congress passed the American Rescue Plan Act of 2021 (“the Act”) on March 10, 2021 and it was signed into law on March 11, 2020. The Act includes a 100%…


Read More

2021 Guidance Issued on Outbreak Period – Downloadable PDF

Summary: On February 26, 2021, the Departments of Labor and the Treasury (“the Departments”) issued guidance addressing the COVID-19 Outbreak Period –…


Read More

Difficult Communications During COVID-19

(Article originally authored by HR/Advantage Advisory, Powered by Clark Hill) Having difficult conversations about work performance, attendance, and…


Read More

Marketplace Special Enrollment Period Announced – Downloadable PDF

On January 28, 2021, in response to the COVID-19 pandemic, • President Biden issued an executive order requiring the U.S. Department of Health and…


Read More

Reminders for Medicare CMS Notice and 1094-1095 Filing – Downloadable PDF

Medicare Part D – CMS Notification Reminder Employers sponsoring a group health plan (whether insured or self-insured) need to report information on the…


Read More

DOL Penalties Increase for 2021 – Downloadable PDF

The Department of Labor (DOL) published the annual adjustments for 2021 that increase certain penalties applicable to employee benefit plans.…


Read More

New Jersey Issues 2020 Individual Mandate Reporting Requirements – Downloadable PDF

The State of New Jersey has provided information for employer reporting for the 2020 calendar year under New Jersey’s individual health insurance mandate…


Read More

HHS Extends the Public Health Emergency Again – Downloadable PDF

On January 7, 2021, the Secretary of Health and Human Services (“HHS”) announced the administration will renew the COVID-19 pandemic Public Health…


Read More

EEOC Provides Proposed Wellness Rules – Downloadable PDF

On January 7, 2021, the Equal Employment Opportunity Commission (“EEOC”) released two notices of proposed rulemaking (“Proposed Rules”) on wellness…


Read More

DOL FAQs Address Expiration of FFCRA Leave – Downloadable PDF

On the last day of 2020, the Wage and Hour Division of the Department of Labor (“DOL”) issued two additional FAQs (#104 and #105) related to the Families…


Read More

Different Ways You Can Express Gratitude at Work

(Article originally authored by HR/Advantage Advisory, Powered by Clark Hill) Individual achievement and competition are rewarded in US workplaces through…


Read More

Top Ten Tips To Have More Effective Meetings

(Article originally authored by HR/Advantage Advisory, Powered by Clark Hill) What words come to mind when you think of workplace meetings? Efficiently run…


Read More

What to Know About New Jersey Transit Commuter Tax Benefits (Updated Oct 2020)

Updated: October 26th, 2020 On March 1, 2019, New Jersey established a transit benefit ordinance that requires employers to offer employees pre-tax commuter…


Read More

2020 HR Trends: HR Advantage Advisory Update

(Article originally authored by HR/Advantage Advisory, Powered by Clark Hill) The US workforce has encountered unprecedented changes over the past few months.…


Read More

Department of Labor: Updated Family & Medical Leave Act Forms

The Department of Labor’s Wage and Hour Division (WHD) has released new forms for the Family and Medical Leave Act (FMLA). The new forms are intended to reduce…


Read More

New Jersey ACA 1095 Reporting & Mandate Filing Deadline

If you are an employer and provide your staff with health insurance coverage, you need to be aware of the New Jersey state individual mandate that comes into…


Read More